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Best Bank Account Bonuses
Earn $100-$2,500+ opening checking and savings accounts. Click any row for details.
| Bank | Bonus ↓ | Requirements | Hold | Expires |
|---|---|---|---|---|
|
Bank of America
Business Advantage Checking
|
$400–$2,500 |
$200k deposit / 30d From $5k |
90d |
Dec 31, 2026 |
|
Chase
Total Checking + Savings Combo
|
$900 $300 checking + $200 savings + $400 combo |
$15k DD / 90d From $15k DD |
90d |
Jan 27, 2027 |
|
SoFi
Checking + Savings
|
$50–$735 |
$5k DD / 25d From $1k DD |
— | Ongoing |
|
Four Leaf FCU
Checking
|
$350–$550 |
$12.5k DD / 90d From $500 DD |
2 years |
Dec 31, 2026 |
|
Capital One
Business Checking
|
$500 |
$5k deposit / 90d |
60d |
Ongoing |
|
American Express
Business Checking
|
$350 |
$5k deposit / 60d |
60d |
Ongoing |
|
Farmers Insurance Federal Credit Union (FIGFCU)
CashBack Checking
|
$100–$250 |
$15k DD / 90d From $3k DD |
— | Ongoing |
DD workaround: Many banks accept ACH transfers from Fidelity, Schwab, or Vanguard as a "direct deposit." Check the
DoC DD methods list before applying. Read the bank bonus strategy guide.
Bonus vs Deposit Required
Each point = one bank bonus. Circles = personal, triangles = business. Click any point for details.
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$0
Best Bonus
$0
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