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Best Credit Card Sign-Up Bonuses
Compare sign-up bonuses across issuers — valued at per-currency rates
| Card | SUB Value ↓ | Min Spend | Annual Fee |
|---|---|---|---|
|
Amex Amex Business PlatinumElevated
|
$5,400
300,000 MR @ 1.8¢
Targeted YMMV — 300k reported by multiple readers, 250k more common, 200k standard public offer. Try incognito/different browsers. $20k/3mo. Once-per-lifetime rule applies. |
$20,000 / 90d | $895 |
|
Chase Sapphire Reserve for Business
|
$4,000
200,000 UR @ 2.0¢
|
$30,000 / 180d | $795 |
|
Amex Amex Business GoldElevated
|
$3,600
200,000 MR @ 1.8¢
Elevated. Very high spend req ($15k/90d). |
$15,000 / 90d | $375 |
|
Amex Amex PlatinumElevated
|
$3,150
175,000 MR @ 1.8¢
Elevated offer. Once-per-lifetime rule applies. |
$12,000 / 180d | $895 |
|
Chase Chase Sapphire ReserveElevated
|
$2,500
125,000 UR @ 2.0¢
Elevated offer — highest ever for CSR |
$6,000 / 90d | $795 |
|
American Express Delta SkyMiles Reserve American Express
|
$2,250
125,000 MR @ 1.8¢
|
None | $0 |
|
Amex Delta Reserve
|
$2,250
125,000 MR @ 1.8¢
|
None | $0 |
|
American Express Delta SkyMiles Business Reserve
|
$2,250
125,000 MR @ 1.8¢
|
None | $0 |
|
Chase Chase Sapphire PreferredElevated
|
$2,000
100,000 UR @ 2.0¢
Best ever offer (standard is 60k). 5/24 and 48-month Sapphire rule apply. 3x dining/streaming/online groceries, 2x travel. |
$5,000 / 90d | $95 |
|
Capital One Capital One Spark Cash PlusElevated
|
$2,000
Cash back
Very high spend req ($30k/6mo). Charge card — must pay in full. |
$30,000 / 90d | $150 |
|
Chase Chase Ink Business PreferredElevated
|
$2,000
100,000 UR @ 2.0¢
Does NOT count toward 5/24 when approved. 3x travel, shipping, ads. |
$8,000 / 90d | $95 |
|
Chase Chase Ink Business CashElevated
|
$2,000
100,000 UR @ 2.0¢
Elevated — highest ever for this card. 100k UR = $1,000 cash OR up to $2,000 if paired with Sapphire/Ink Preferred for transfer. 5% office supplies, internet, phone. 2% gas, dining. Doesn't add to 5/24. Lifetime eligibility limits apply. |
$8,000 / 120d | $0 |
|
Chase Chase Ink Business UnlimitedElevated
|
$2,000
100,000 UR @ 2.0¢
Elevated — highest ever for this card. 100k UR = $1,000 cash OR up to $2,000 if paired with Sapphire/Ink Preferred for transfer. 1.5% flat on everything. 0% intro APR 12mo. Doesn't add to 5/24. Lifetime eligibility limits apply. |
$8,000 / 120d | $0 |
|
Amex Amex Gold
|
$1,800
100,000 MR @ 1.8¢
4x dining and groceries. Once-per-lifetime rule. |
$8,000 / 180d | $325 |
|
American Express Delta SkyMiles Business Platinum
|
$1,800
100,000 MR @ 1.8¢
|
None | $0 |
|
American Express Delta SkyMiles Business Gold
|
$1,620
90,000 MR @ 1.8¢
|
None | $0 |
|
American Express Marriott Bonvoy Brilliant
|
$1,500
150,000 Marriott Bonvoy points @ 1.0¢
|
None | $450 |
|
Capital One Venture Business
|
$1,500
100,000 Miles @ 1.5¢
|
$10,000 / 90d | $95 |
|
American Express Marriott Bonvoy Bevy
|
$1,250
125,000 Marriott Bonvoy points @ 1.0¢
|
None | $250 |
|
American Express Marriott Bonvoy Business
|
$1,050
150,000 Bonvoy @ 0.7¢
|
$8,000 / 90d | $125 |
|
Bank of America Atmos SummitElevated
|
$1,000
100,000 Cash @ 1.0¢
|
$6,000 / 90d | $395 |
|
Barclays GM Business
|
$1,000
100,000 Cash @ 1.0¢
|
$1,000 / 90d | $0 |
|
Barclays Wyndham Earner Business
|
$1,000
100,000 Cash @ 1.0¢
|
$3,000 / 90d | $0 |
|
Barclays Wyndham Earner PremierElevated
|
$840
120,000 Wyndham Rewards @ 0.7¢
|
$6,750 / 180d | $395 |
|
Chase Chase IHG One Rewards Premier
|
$700
140,000 IHG @ 0.5¢
Elevated. Free night on anniversary. 26x IHG properties. |
$3,000 / 90d | $99 |
|
Citi AAdvantage Executive
|
$700
70,000 AAdvantage Miles @ 1.0¢
|
$7,000 / 3d | $595 |
|
Chase IHG Rewards Traveler
|
$625
125,000 IHG @ 0.5¢
Tiered: 90k after $2k/3mo + 35k after $4k/6mo = 125k total. |
$5,000 / 3d | $0 |
|
Capital One Spark Cash
|
$15
1,000 Miles @ 1.5¢
|
$10,000 / 90d | $95 |
Chase 5/24 rule: Chase denies most cards if you've opened 5+ new cards (any issuer) in 24 months. Apply for Chase cards first.
Full strategy guide
SUB valuations: Points valued at community consensus rates — Chase UR 2.0¢, Amex MR 1.8¢, Bilt 1.8¢, Citi TYP & Capital One 1.5¢, Wells Fargo 1.2¢, Marriott 0.7¢, Hilton & IHG 0.5¢. Cash bonuses shown at face value.
SUB Value Comparison
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