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Bank of America
Business Advantage Checking
$400–$2,500
Best tier bonus
checking
business
Bonus Tiers
| Deposit / DD | Bonus |
|---|---|
| $5,000 new money | $400 |
| $15,000 new money | $750 |
| $50,000 new money | $1,000 |
| $100,000 new money | $1,500 |
| $250,000 new money (higher-tier link currently 404s) | $2,500 |
Requirements
Trigger
$15,000 Minimum Balance
New money deposited within 30 days of opening, then a daily balance maintained through the maintenance period (days 31-90). No direct deposit required.
Hold Period
90 days
Monthly Fee
$0
None for first 12 months
Credit Pull
Soft pull
ChexSystems
Unknown
Expires
December 31, 2026
Notes
- [Source: doctorofcredit.com/bank-of-america-400-750-business-checking-bonus + promotions.bankofamerica.com, checked 2026-08-04] "Update 7/7/26: There is a new bonus for up to $2,500." Official page states "Offer expires on December 31, 2026."
- Tiers: $400 ($5,000), $750 ($15,000), $1,000 ($50,000), $1,500 ($100,000), $2,500 ($250,000).
- No direct deposit required. This is a lump-sum new-money deposit made within 30 days, with the balance maintained through days 31-90.
- Caveat on the upper tiers: only the lower-tier official link (promotions.bankofamerica.com/smallbusiness/biz2toffer) resolves, and it caps at $750. The higher-tier link DoC provides returns HTTP 404, so the $1,000-$2,500 tiers had no working application path when checked on 2026-08-04.
- Monthly fee: none for the first 12 months.
- Bonus is tiered, ranging from $100-$500. Direct deposits totaling $2,000-$10,000 within 90 days required. Can fund $250 with a debit card.
- You have 90 days to meet the direct deposit requirements. Direct deposits totaling $2,000-$10,000 within 90 days required. Can fund $250 with a debit card.
- You have 90 days to meet the direct deposit requirements. Direct deposits totaling $2,000-$10,000 within 90 days required.
- You have 90 days to meet the direct deposit requirements. Direct deposits totaling $2,000-$10,000 within 90 days required. Soft pull No credit card funding, but can fund $250 with a debit card.
- Bonus range $100-$500. Direct deposits totaling $2,000-$10,000 within 90 days required. Soft pull. No credit card funding, but can fund $250 with a debit card.
- [Source: DoC Best Bank Bonuses, scraped 2026-08-11]