Bank of America
Business Advantage Checking
$400–$2,500
Best tier bonus
checking
business
Bonus Tiers
| Deposit / DD | Bonus |
|---|---|
| $5,000 new money | $400 |
| $15,000 new money | $750 |
| $50,000 new money | $1,000 |
| $100,000 new money | $1,500 |
| $200,000 new money | $2,500 |
Requirements
Trigger
$15,000 Minimum Balance
New money deposited within 30 days of opening, then a daily balance maintained through the maintenance period (days 31-90). No direct deposit required.
Hold Period
90 days
Monthly Fee
$0
None for first 12 months
Credit Pull
Soft pull
ChexSystems
Unknown
Expires
December 31, 2026
Notes
- [Source: doctorofcredit.com/bank-of-america-400-750-business-checking-bonus, checked 2026-10-04] The September 27 update lowered the $2,500 tier from $250,000 to $200,000. Offer expires December 31, 2026.
- Tiers: $400 ($5,000), $750 ($15,000), $1,000 ($50,000), $1,500 ($100,000), $2,500 ($200,000).
- No direct deposit required. This is a lump-sum new-money deposit made within 30 days, with the balance maintained through days 31-90.
- Caveat on the upper tiers: only the lower-tier official link (promotions.bankofamerica.com/smallbusiness/biz2toffer) resolves, and it caps at $750. The higher-tier link DoC provides returns HTTP 404, so the $1,000-$2,500 tiers had no working application path when checked on 2026-08-04.
- Monthly fee: none for the first 12 months.
- You have 90 days to meet the direct deposit requirements. Read our full post [https://www.doctorofcredit.com/bank-of-america-100-500-checking-bonus/] Soft pull Direct deposits totaling $2,000-$10,000 within 90 days required No credit card funding, but can fund $250 with a debit card
- Tiered bonus, requires $2,000-$10,000 direct deposits within 90 days. [Source: Text, scraped 2024-05-15]
- Tiered bonus $100-$500. Direct deposits totaling $2,000-$10,000 within 90 days required.
- Tiered bonus $100-$500. You have 90 days to meet the direct deposit requirements. Soft pull Direct deposits totaling $2,000-$10,000 within 90 days required No credit card funding, but can fund $250 with a debit card
- You have 90 days to meet the direct deposit requirements. Direct deposits totaling $2,000-$10,000 within 90 days required
- [Source: DoC Best Bank Bonuses, scraped 2026-08-26]
- You have 90 days to meet the direct deposit requirements. Soft pull. Direct deposits totaling $2,000-$10,000 within 90 days required. No credit card funding, but can fund $250 with a debit card.
- Bonus range $100-$500. Direct deposits totaling $2,000-$10,000 within 90 days required. Can fund $250 with a debit card.
- Bonus range $100-$500. Direct deposits totaling $2,000-$10,000 within 90 days required.
- You have 90 days to meet the direct deposit requirements. Soft pull No credit card funding, but can fund $250 with a debit card.
- Soft pull, No credit card funding but can fund with a debit card of up to $100, Requires a deposit of $5,000-$25,000 and maintain it from day 31 through 90
- Tiers up to $2,500. Requires deposit of $5,000-$250,000 and maintain it from day 31 through 90 (60 days). Soft pull. No credit card funding, but debit card up to $100 allowed.
- Tiers up to $2,500. Requires a deposit of $5,000-$250,000 and maintain it from day 31 through 90. Soft pull. No credit card funding but can fund with a debit card of up to $100.
- Bonus tiers from $400 up to $2,500. Requires a deposit of $5,000-$250,000 and maintain it from day 31 through 90. Soft pull. No credit card funding but can fund with a debit card of up to $100.
- Up to $2,500 bonus. Requires a deposit of $5,000-$250,000 and maintain it from day 31 through 90. Soft pull. No credit card funding but can fund with a debit card of up to $100.
- Tiers up to $2,500. Requires deposit of $5,000-$250,000 and maintain from day 31 through 90. Soft pull. No credit card funding, but debit card up to $100 allowed.
- Tiers up to $2,500. Requires deposit of $5,000-$250,000 and maintain it from day 31 through 90. Soft pull. No credit card funding but can fund with debit card up to $100.
- Bonus you receive depends on direct deposits received, for maximum bonus it requires $10,000 in total direct deposits. Direct deposit of $2,000-$10,000+ required.
- Tiers up to $2,500 requiring $5,000-$250,000 deposit. Maintain deposit from day 31 through 90. Soft pull. No credit card funding but can fund with a debit card of up to $100.
- Bonus depends on direct deposits ($100-$500). Max bonus requires $10,000 in total direct deposits.
- Soft pull. No credit card funding but can fund with a debit card of up to $100. Tiers up to $2,500 available with higher deposits ($5,000-$250,000) maintained from day 31 through 90.
- Bonus you receive depends on direct deposits received, for maximum bonus it requires $10,000 in total direct deposits. Soft pull. Can fund up to $250 with a debit card.
- Bonus you receive depends on direct deposits received, for maximum bonus it requires $10,000 in total direct deposits. Soft pull. Can fund up to $250 with a debit card. Direct deposit of $2,000-$10,000+ required.
- Requires a deposit of $5,000 and maintain it from day 31 through 90. Soft pull. No credit card funding but can fund with a debit card of up to $100.
- [Source: DoC Best Bank Bonuses, scraped 2026-09-13] Soft pull Can fund up to $250 with a debit card. Direct deposit of $2,000-$10,000+ required for bonus range, $10,000 for maximum bonus.
- Now comes with tiers of up to $2,500. Requires a deposit of $5,000-$250,000 and maintain it from day 31 through 90. No credit card funding but can fund with a debit card of up to $100.
- Bonus amount depends on direct deposits received; $10,000 in total direct deposits required for maximum bonus.
- Bonus ranges $100-$500 depending on direct deposits. Max bonus requires $10,000 in total direct deposits. Range is $2,000-$10,000+.
- Bonus depends on direct deposits. Max bonus requires $10,000 in total direct deposits. Range $100-$500.
- [Source: DoC Best Bank Bonuses, scraped 2026-09-22] Bonus amount varies based on direct deposit amount.
- Soft pull. Can fund up to $250 with a debit card. Bonus amount ($100-$500) depends on direct deposits received.
- Requires a deposit of $5,000 and maintain it from day 31 through 90.
- Bonus ranges $100-$500 depending on direct deposits. Max bonus requires $10,000 in total direct deposits. Can fund up to $250 with debit card.
- Tiers up to $2,500 available with higher deposits (up to $250,000). Can fund with debit card up to $100.
- Bonus you receive depends on direct deposits received, for maximum bonus it requires $10,000 in total direct deposits. Direct deposit of $2,000-$10,000+ required. Soft pull. Can fund up to $250 with a debit card.
- Bonus ranges $100-$500. Max bonus requires $10,000 in total direct deposits. Range is $2,000-$10,000+.
- Bonus ranges $100-$500 depending on direct deposits. Max bonus requires $10,000 in total direct deposits.
- Tiers from $400 to $2,500. Requires deposit of $5,000-$250,000 and maintain from day 31 through 90.