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Capital One โ€” Business Checking

Capital One

Business Checking
$500โ€“$1,000
Best tier bonus
checking business

Bonus Tiers

Deposit / DD Bonus
$5k deposit$500
$30k deposit$1,000

Requirements

Trigger
Minimum Balance
Maintain $5kโ€“$30k for 60 days. 10 qualifying e-transactions in 90 days.
Hold Period
60 days
Maintain deposit for 60 days
Monthly Fee
$15/mo
$2,000 balance
ChexSystems
Soft pull

Notes

  • [Source: DoC capital-one-500-1000-business-checking-bonus, verified 2026-03-21]
  • Requires a business (sole proprietorship with SSN qualifies)
  • $500 bonus: $5,000 deposit within 30 days, maintain 60 days + 10 e-transactions in 90 days
  • $1,000 bonus: $30,000 deposit within 30 days, maintain 60 days + 10 e-transactions in 90 days
  • E-transactions: debit card purchases, online bill pay, transfers, etc.
  • Monthly fee: $15/mo, waived with $2,000 average daily balance
  • No stated expiration โ€” ongoing offer
  • Sole proprietors can use SSN instead of EIN
  • Soft ChexSystems pull

Links

Last verified: 2026-03-21.