Capital One
Business Checking
$500โ$1,000
Best tier bonus
checking
business
Bonus Tiers
| Deposit / DD | Bonus |
|---|---|
| $5k deposit | $500 |
| $30k deposit | $1,000 |
Requirements
Trigger
Minimum Balance
Maintain $5kโ$30k for 60 days. 10 qualifying e-transactions in 90 days.
Hold Period
60 days
Maintain deposit for 60 days
Monthly Fee
$15/mo
$2,000 balance
ChexSystems
Soft pull
Notes
- [Source: DoC capital-one-500-1000-business-checking-bonus, verified 2026-03-21]
- Requires a business (sole proprietorship with SSN qualifies)
- $500 bonus: $5,000 deposit within 30 days, maintain 60 days + 10 e-transactions in 90 days
- $1,000 bonus: $30,000 deposit within 30 days, maintain 60 days + 10 e-transactions in 90 days
- E-transactions: debit card purchases, online bill pay, transfers, etc.
- Monthly fee: $15/mo, waived with $2,000 average daily balance
- No stated expiration โ ongoing offer
- Sole proprietors can use SSN instead of EIN
- Soft ChexSystems pull
Links
Last verified: 2026-03-21.