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Citi
Business Checking
$300–$2,000
Best tier bonus
checking
business
Bonus Tiers
| Deposit / DD | Bonus |
|---|---|
| $5k deposit, 60 days | $300 |
| $20k deposit, 60 days | $500 |
| $50k deposit, 60 days | $1,000 |
| $100k deposit, 60 days | $1,500 |
| $200k deposit, 60 days | $2,000 |
Requirements
Trigger
$200,000 Minimum Balance
Deposit maintained for 60 calendar days. Must be opened in branch.
Hold Period
60 days
Monthly Fee
$15/mo
Avoidable
Credit Pull
Soft pull
ChexSystems
Unknown
Expires
October 6, 2026
Notes
- [Source: doctorofcredit.com/ymmv-in-branch-citibank-business-up-to-2000-checking-bonus, checked 2026-08-04] "Update 7/9/26: Extended until October 6, 2026". The preceding "Update 4/8/26: Extended until July 7, 2026" matches the deadline we previously held, confirming this is the same offer.
- Tiers by deposit, balance maintained 60 calendar days: $300 ($5,000), $500 ($20,000), $1,000 ($50,000), $1,500 ($100,000), $2,000 ($200,000).
- Must be opened in branch — DoC notes there is no direct online link.
- The article states 60 days in its current text but an older update line mentions 45 days for a past iteration; treat 60 as current and confirm in branch.
- Official page banking.citi.com/cbol/small-business/checking-offer/ loads but renders client-side, so the date and tiers could not be independently confirmed there.
- Direct deposit of $1,500+ required. Soft pull. No credit card funding.
Links
Last verified: Unknown. DoC update log checked 2026-08-04; official Citi page is a JS-rendered SPA and could not be machine-read