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Citi
Checking (Enhanced DD or Balance)
$325–$1,500
Best tier bonus
checking
personal
Bonus Tiers
| Deposit / DD | Bonus |
|---|---|
| $3k EDD | $325 |
| $6k EDD | $425 |
| $30k deposit | $500 |
| $200k deposit | $1,500 |
Requirements
Trigger
Direct Deposit
DD tiers or deposit tiers — two paths to the bonus
Hold Period
90 days
Keep account open through bonus posting
Monthly Fee
$0
ChexSystems
Soft pull
Expires
October 26, 2026
Notes
- [Source: DoC Citi checking page, verified 2026-04-05] Tiers: $3k EDD=$325, $30k deposit=$750, $200k deposit=$1,500. Two paths: Enhanced Direct Deposit (EDD) or large balance deposit. $425 tier removed per DoC 1/13/26 update.
- [Update 2026-05-04: Source DoC citi-300-checking-bonus] Extended through 10/26/26 (was 4/13/26). New $6k EDD = $425 tier added; $30k balance bonus reduced from $750 to $500.
Links
Last verified: 2026-05-04.