HSBC
Premier Checking (New Customer)
$1,500โ$5,000
Best tier bonus
checking
personal
20d left
Bonus Tiers
| Deposit / DD | Bonus |
|---|---|
| $150,000-$249,999 | $1,500 |
| $250,000-$499,999 | $2,500 |
| $500,000-$999,999 | $3,500 |
| $1,000,000+ | $5,000 |
Requirements
Trigger
$150,000 Minimum Balance
Deposit and/or eligible investments added within 20 calendar days of opening, then the qualifying balance maintained for 3 full consecutive calendar months.
Hold Period
90 days
Monthly Fee
$50/mo
Credit Pull
Soft pull pull
ChexSystems
Not reported
Expires
August 31, 2026
Notes
- [Source: us.hsbc.com Premier relationship campaign page, verified 2026-08-03] "Get $1,500: Deposit or invest $150,000 to $249,999 / Get $2,500: Deposit or invest $250,000 to $499,999 / Get $3,500: Deposit or invest $500,000 to $999,999 / Get $5,000: Deposit or invest $1,000,000+"
- Open the Premier checking account by August 31, 2026. Add deposits and/or eligible investments within 20 calendar days of opening, then maintain the qualifying balance for 3 full consecutive calendar months after the opening month. Bonus is paid within 8 weeks of meeting the requirements.
- An earlier 2026 version of this promotion paid $7,000 at $1,000,000+. HSBC has since cut the top tier to $5,000 โ DoC shows the $7,000 struck through, and both official HSBC pages confirm $5,000.
- Investments count toward the qualifying balance, not just cash deposits.
- A separate existing-client "Net New Assets" variant runs to 8/31/26 with a stacking $1,000 bonus for an HSBC Securities account funded with $50,000+. It is not available to new signups โ it requires having held a Premier checking account as of 6/30/2026.
- $50 monthly fee, waived with a qualifying combined balance, $5,000/month in third-party direct deposits, or a qualifying HSBC mortgage. Sources disagree on the exact balance threshold, so confirm it against the current Premier Terms & Charges before relying on a specific number.
- frontier_exempt: the $5,000 top tier is the largest absolute bank bonus on the list, which trips the peer-frontier check, but it requires $1,000,000 โ a 0.5% rate, well below the small-deposit offers. Confirmed on two official HSBC pages on 2026-08-03.
- Referral option best for most people but there is another option that has higher tiers of up to $7,000. Bonus is better now as there is a $1,000 brokerage bonus that can be done at same time. Requires a $100,000 deposit for a $1,500 bonus or $250,000+ for $2,500
- [Source: DoC Best Bank Bonuses, scraped 2026-08-10]