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HSBC โ€” Premier Checking (New Customer)

HSBC

Premier Checking (New Customer)
$1,500โ€“$5,000
Best tier bonus
checking personal 20d left

Bonus Tiers

Deposit / DD Bonus
$150,000-$249,999$1,500
$250,000-$499,999$2,500
$500,000-$999,999$3,500
$1,000,000+$5,000

Requirements

Trigger
$150,000 Minimum Balance
Deposit and/or eligible investments added within 20 calendar days of opening, then the qualifying balance maintained for 3 full consecutive calendar months.
Hold Period
90 days
Monthly Fee
$50/mo
Credit Pull
Soft pull pull
ChexSystems
Not reported
Expires
August 31, 2026

Notes

  • [Source: us.hsbc.com Premier relationship campaign page, verified 2026-08-03] "Get $1,500: Deposit or invest $150,000 to $249,999 / Get $2,500: Deposit or invest $250,000 to $499,999 / Get $3,500: Deposit or invest $500,000 to $999,999 / Get $5,000: Deposit or invest $1,000,000+"
  • Open the Premier checking account by August 31, 2026. Add deposits and/or eligible investments within 20 calendar days of opening, then maintain the qualifying balance for 3 full consecutive calendar months after the opening month. Bonus is paid within 8 weeks of meeting the requirements.
  • An earlier 2026 version of this promotion paid $7,000 at $1,000,000+. HSBC has since cut the top tier to $5,000 โ€” DoC shows the $7,000 struck through, and both official HSBC pages confirm $5,000.
  • Investments count toward the qualifying balance, not just cash deposits.
  • A separate existing-client "Net New Assets" variant runs to 8/31/26 with a stacking $1,000 bonus for an HSBC Securities account funded with $50,000+. It is not available to new signups โ€” it requires having held a Premier checking account as of 6/30/2026.
  • $50 monthly fee, waived with a qualifying combined balance, $5,000/month in third-party direct deposits, or a qualifying HSBC mortgage. Sources disagree on the exact balance threshold, so confirm it against the current Premier Terms & Charges before relying on a specific number.
  • frontier_exempt: the $5,000 top tier is the largest absolute bank bonus on the list, which trips the peer-frontier check, but it requires $1,000,000 โ€” a 0.5% rate, well below the small-deposit offers. Confirmed on two official HSBC pages on 2026-08-03.
  • Referral option best for most people but there is another option that has higher tiers of up to $7,000. Bonus is better now as there is a $1,000 brokerage bonus that can be done at same time. Requires a $100,000 deposit for a $1,500 bonus or $250,000+ for $2,500
  • [Source: DoC Best Bank Bonuses, scraped 2026-08-10]