What is the Firstrade bonus?

Firstrade offers 2% IRA Transfer Boost. Tiers: 3% on $1+; 3% on $1+; 3% on $1+; 3% on $1+; 2% on $1+.

How long is the Firstrade bonus hold period?

You must maintain your transferred balance for 5 years to keep the bonus.

This offer expires on 2026-04-15. Transfers typically take 3-7 business days via ACATS, so initiate before the deadline.

Yes. Brokerage bonuses are reported as ordinary income (1099-MISC). Plan for federal and state income tax on the bonus amount.

IRA Expires April 15, 2026

Transfer/Deposit Amount:

Your Bonus: $0

Effective APY: 0% APY

Minimum Amount	Maximum Amount	Bonus
$1	No limit	3% (max $210)
$1	No limit	3% (max $240)
$1	No limit	3% (max $225)
$1	No limit	3% (max $258)
$1	No limit	2% (max $20,000)

1825 days

April 15, 2026

Offer expiration date

IRA accounts only
Must contribute/transfer within 30 days of account opening
3% on new contributions, 2% on transfers from other brokerages
Withdrawal penalties: 3% reclaim within 1 year, 2% reclaim after 1 year but before 5 years

[Source: DoC Firstrade page, scraped 2026-03-14] 3% match on new IRA contributions within 30 days. 2% boost on IRA transfers within 30 days, up to $20,000 max bonus. Extended through 4/15/26. 5-year hold. No fees (unlike Robinhood Gold).
No Gold subscription or other fee required to claim bonus
[Verified 2026-03-25] Promotion still active through 4/15/26. Listed on firstrade.com/accounts/promos. The /ira-match URL now redirects to generic retirement page.
[Auto-update 2026-04-07] tiers, promotion_url

Data originally sourced from Doctor of Credit and verified against official sources.