Kraken
1.5% ACATS Transfer Bonus (Kraken+ rate) — May 2026
💰 Calculate Your Bonus
Your Bonus:
$0
Effective APY:
0% APY
📊 Bonus Tiers
| Minimum Amount | Maximum Amount | Bonus | Effective APY |
|---|---|---|---|
| $5,000 | No limit | 1.5% (max $1,000,000) |
ℹ️ Key Details
Hold Period (minimum time to keep funds)
365 days
Expires
May 31, 2026
Offer expiration date
⚠️ Terms & Restrictions
- Bonus rate is 1.5% with optional Kraken+ subscription; 1% base rate without Kraken+. Calc reflects the Kraken+ rate.
- Promotion window: 2026-05-07 14:00 UTC through 2026-05-31 13:59 UTC
- Minimum $5,000 net ACATS transfer to qualify
- Maximum bonus $1,000,000 USD equivalent per participant
- Excludes residents of New York and Maine; must be 18+
- Reward paid in USDG (Kraken's stablecoin) within 14 days after promo period ends
- Hold period: net ACATS amount must remain equal-to-or-greater for 1 year before bonus becomes withdrawable. To retain the additional 0.5% Kraken+ bonus, an active Kraken+ subscription must be maintained for the entire 1-year holding period.
- Kraken+ membership is optional — adds 0.5% on top of base 1%
- Enrollment in the promotion is required.
- Participants may be required to enable Fully Paid Stock Lending (FPSL).
- Net ACATS Transfer Amount is calculated as total eligible ACATS transfers minus any withdrawals during the Promotion Period. Initiating an outbound ACATS transfer during the promotion period may reduce your qualifying amount or make you ineligible if your net amount falls below $5,000.
📝 Notes
- [Source: Official Kraken page kraken-acats-promo-may-2026-terms, verified 2026-05-08] Promotion period: May 7, 2026 14:00 UTC – May 31, 2026 13:59 UTC.
- Worse than prior Kraken iterations: was 2% flat / 1-year hold (Feb 2026 ACATS), and 3% match / 18-month hold (Cash/Crypto deposit, expired late 2025). Still the best current widely-available large-deposit % match available — Public is 1% (5yr hold) and most other brokerages are flat-cash with much lower yields at $100k+ transfers.
- Minimum $5,000 net transfer (was $20,000 in prior iteration); max bonus $1M.
- Reward paid in USDG (Kraken's stablecoin), credited within 14 days after promo ends.
- 1-year hold: must keep net ACATS transfer amount ≥ qualifying amount before bonus is withdrawable.
- [Source: DoC kraken-securities-stock-eft page, scraped 2026-05-08] '5/8/26: Offer is back through May 31st.' DoC has not yet updated the linked terms URL — official URL is kraken.com/kraken-acats-promo-may-2026-terms.
- Kraken runs monthly ACATS promos with rotating URLs (rule #20). Re-check next month for the June iteration.
- [Auto-update 2026-05-11] restrictions
- [Auto-update 2026-05-28] restrictions
📈 Bonus vs Amount Chart
🔗 Links to Offer
Data originally sourced from Doctor of Credit and verified against official sources.