Bonus Professor

TERMS & RESTRICTIONS

• Offer valid for new and existing individual Merrill IRAs or Cash Management Accounts (CMA). Cash bonus offers are limited to one CMA and one IRA per accountholder.
• Eligible Merrill IRAs are limited to Traditional, Roth, and owner-only SEP IRA.
• Must fund your account with qualifying net new assets within 45 days of account opening
• Must maintain the funded balance for at least 90 days
• To qualify for the listed bonus tiers ($100, $200, $400, $1,000), you must be enrolled in Bank of America Preferred Rewards as of 90 days after funding. If not enrolled, lower bonus amounts apply: $100 for $20k-$49k, $150 for $50k-$99k, $250 for $100k-$249k, and $600 for $250k+.
• Qualifying net new assets are calculated by adding incoming transfers and subtracting withdrawals over the preceding 24 weeks
• Assets transferred from other accounts at MLPF&S, Bank of America Private Bank, or 401(k) accounts administered by MLPF&S do not count towards qualifying net new assets.
• This offer does not apply to business/corporate accounts, investment club accounts, partnership accounts, certain fiduciary accounts, UTMA/UGMA accounts, 529 Plan accounts, or to any types of accounts held with other business units of Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S).