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This offer has expired on 2026-06-17. Page preserved for reference. Check current bonuses for active offers.
Robinhood
3% IRA Annual Contribution Match (Gold Members)
CALCULATE YOUR BONUS
Your Bonus:
$0
Effective APY:
0% APY
BONUS TIERS
| Minimum Amount | Maximum Amount | Bonus | Effective APY |
|---|---|---|---|
| $1 | No limit | 3% (max $258) |
ℹ️ Key Details
Hold Period (minimum time to keep funds)
1825 days
TERMS & RESTRICTIONS
- Must be a Robinhood Gold subscriber ($5/month) and maintain subscription for 1 year after first Gold match
- For Robinhood Gold members, a 3% match applies to annual IRA contributions only, subject to IRS limits ($7,500 for under age 50, $8,600 for age 50 and over for 2026)
- All customers (Gold or non-Gold) receive a 1% match on IRA transfers and 401(k) rollovers (uncapped)
- Non-Gold customers also receive a 1% match on annual IRA contributions, subject to IRS limits
- Only self-directed IRAs qualify (managed IRAs via Robinhood Strategies excluded)
- Funds that earn the match must remain in the IRA for at least 5 years or an early removal fee applies
- You must have earned (wage) income in order to contribute to an IRA
NOTES
- [Source: Official Robinhood page, scraped 2026-03-25] 3% IRA contribution match for Gold members. Max bonus is $225 for $7,500 annual contribution (under 50) or $258 for $8,600 annual contribution (50+).
- Non-Gold customers get 1% match year-round on contributions, transfers, and rollovers (uncapped for transfers/rollovers).
- [Update 2026-04-06] Updated max bonus to $258 to reflect 2026 IRS limit for age 50+ ($8,600). Clarified IRS limits in restrictions. Clarified 1% match for non-Gold members on contributions, transfers, and rollovers.
BONUS VS AMOUNT
SOURCE LINKS
Referral sign-up: This referral page currently advertises $5–$200 in fractional stock for an eligible new customer who opens an investing account, links a bank account or debit card, and makes a successful deposit. Robinhood says 98% of rewards are worth $5–$10. Read Robinhood's terms.
Referral disclosure: you may receive stock, and the person whose link this is may also receive a Robinhood referral reward.
Data originally sourced from Doctor of Credit and verified against official sources. · First published: May 31, 2026 · Last updated: May 31, 2026