What is the Robinhood bonus?

Robinhood offers 3% IRA Annual Contribution Match (Gold Members). Tiers: 3% on $1+.

How long is the Robinhood bonus hold period?

You must maintain your transferred balance for 5 years to keep the bonus.

Yes. Brokerage bonuses are reported as ordinary income (1099-MISC). Plan for federal and state income tax on the bonus amount.

IRA

Transfer/Deposit Amount:

Your Bonus: $0

Effective APY: 0% APY

Minimum Amount	Maximum Amount	Bonus	Effective APY
$1	No limit	3% (max $225)

1825 days

Must be a Robinhood Gold subscriber ($5/month) and maintain subscription for 1 year after first Gold match
Only self-directed IRAs qualify (managed IRAs via Robinhood Strategies excluded)
Annual IRA contributions only, subject to IRS limits ($7,500 for 2026)
Funds that earn the match must remain in the IRA for at least 5 years or an early removal fee applies
Non-Gold customers receive a 1% match on contributions, transfers, and rollovers (uncapped)

[Source: Official Robinhood page, scraped 2026-03-25] 3% IRA contribution match for Gold members. $225 boost when maxing out $7,500 annual contribution for 2026.
Non-Gold customers get 1% match year-round.
[Update 2026-03-25] IRA contribution limit for 2026 is $7,500 (up from $7,000). Max bonus updated from $210 to $225.
[Auto-update 2026-04-06] title: "2% IRA Transfer Match (Gold Members)" → "3% IRA Annual Contribution Match (Gold Members)", restrictions

Data originally sourced from Doctor of Credit and verified against official sources.