What is the Robinhood bonus?

Robinhood offers 3% IRA Annual Contribution Match (Gold Members). Tiers: 3% on $1+.

How long is the Robinhood bonus hold period?

You must maintain your transferred balance for 5 years to keep the bonus.

Yes. Brokerage bonuses are reported as ordinary income (1099-MISC). Plan for federal and state income tax on the bonus amount.

IRA

Transfer/Deposit Amount:

Your Bonus: $0

Effective APY: 0% APY

Minimum Amount	Maximum Amount	Bonus	Effective APY
$1	No limit	3% (max $258)

1825 days

Must be a Robinhood Gold subscriber ($5/month) and maintain subscription for 1 year after first Gold match
For Robinhood Gold members, a 3% match applies to annual IRA contributions only, subject to IRS limits ($7,500 for under age 50, $8,600 for age 50 and over for 2026)
All customers (Gold or non-Gold) receive a 1% match on IRA transfers and 401(k) rollovers (uncapped)
Non-Gold customers also receive a 1% match on annual IRA contributions, subject to IRS limits
Only self-directed IRAs qualify (managed IRAs via Robinhood Strategies excluded)
Funds that earn the match must remain in the IRA for at least 5 years or an early removal fee applies

[Source: Official Robinhood page, scraped 2026-03-25] 3% IRA contribution match for Gold members. Max bonus is $225 for $7,500 annual contribution (under 50) or $258 for $8,600 annual contribution (50+).
Non-Gold customers get 1% match year-round on contributions, transfers, and rollovers (uncapped for transfers/rollovers).
[Update 2026-04-06] Updated max bonus to $258 to reflect 2026 IRS limit for age 50+ ($8,600). Clarified IRS limits in restrictions. Clarified 1% match for non-Gold members on contributions, transfers, and rollovers.
[Auto-update 2026-05-03] tiers, restrictions, notes
[Auto-update 2026-05-04] restrictions

Data originally sourced from Doctor of Credit and verified against official sources.