What is the Robinhood bonus?

Robinhood offers 2% Taxable ACATS Transfer Match (Gold) — May 2026. Tiers: 2% on $1+.

How long is the Robinhood bonus hold period?

You must maintain your transferred balance for 5 years to keep the bonus.

This offer expires on 2026-06-23. Transfers typically take 3-7 business days via ACATS, so initiate before the deadline.

Yes. Brokerage bonuses are reported as ordinary income (1099-MISC). Plan for federal and state income tax on the bonus amount.

Transfer Expires June 23, 2026

Transfer/Deposit Amount:

Your Bonus: $0

Effective APY: 0% APY

Minimum Amount	Maximum Amount	Bonus	Effective APY
$1	No limit	2%

1825 days

June 23, 2026

Offer expiration date

Eligible account types: self-directed INDIVIDUAL or JOINT taxable accounts only (no IRA, no margin-only)
5-year hold required: funds that earned the match must stay in the account or bonus is clawed back
Gold rate (2%) requires Robinhood Gold subscription ($5/mo); must stay subscribed for 1 year after EACH match payout to retain the match
1% non-Gold rate has no subscription requirement
Robinhood Financial reimburses outside-brokerage transfer fee up to $75 if transfer is $7,500+ (per account type and brokerage)
Transfer must be INITIATED (not completed) by June 23, 2026
Robinhood may run multiple overlapping promos — read terms carefully and pick one

[Source: Official Robinhood promo page (incentives-pdt_taxable_acats_match-may_2026), verified 2026-05-28] '2% bonus on taxable transfers... A 1% match is available to non-Gold customers, no subscription required. The funds that earned the match must be kept in the account for at least 5 years to avoid a potential chargeback of the bonus. Transfer must be initiated by June 23, 2026 to qualify.'
DISTINCT from our other Robinhood entry (IRA contribution match). This is taxable ACATS only — IRA transfers do NOT qualify for this offer.
Worse than the prior 1-3% ACATS offer (which expired 2026-03-26) in headline rate, but has NO MAX BONUS — uncapped 2% with Gold is currently the best uncapped % match in the market.
Net cost for Gold: $60/yr × 1 year (after each match) = $60 minimum subscription cost; payoff positive at any transfer over ~$3,000 (since 1% non-Gold becomes 2% Gold, an extra 1% on $3k = $30 < $60... break-even is actually around $6,000 transfer).
Transfer-fee reimbursement up to $75 if transferring $7,500+ — usually covers Fidelity/Schwab/Vanguard's $75 ACAT-out fee in full.
Compare to currently-active alternatives: SoFi 2% / 5yr hold (taxable OR IRA, ends 5/28), Kraken 1.5% Gold / 1yr hold (ends 5/31). Robinhood lasts longer (6/23 deadline) and has no cap.
Stack opportunity: this is a TRANSFER bonus and does not conflict with Robinhood's evergreen 3% IRA contribution match (different account types).

Data originally sourced from Doctor of Credit and verified against official sources.